This research is on the income and
expenditure pattern among the student of IMT, Enugu which is the case study. It
is made up of five chapters, each of the chapters dealt with a particular
aspect of the research work.
The research work aimed at identifying the
sources of income open to students in the higher institutions of learning and
universities as well as also how they spend this money given to them. Four
research questions were set, the instrument used for data collection was a
questionnaire containing 13 questions relating to the study.
The sample size used was determined by the
yaro yamenic (1964:280) formula as such 40 persons were used. These persons
were students who live in the hostels. Responses from the respondents were
presented in able and analyzed using simply percentage method with a hypothesis
presented using the chi-square method. Findings on research on the research
showed that the greatest problem students have in income adjustment is that the
emulate others whose income are not the same.
Secondarily, they do not significantly adjust
well to their expenditure pattern in schools.
Finally, some recommendation and suggestion
in some areas for further research were made. Among these recommendations area:
i. That student should refrains
from band wagonism.
ii. They should form an
expenditure pattern as a guide to their expenditure exercise.
iii. Should not go to extreme when
they are short of money resulting from maladjustment. This is to avoid the
negative impacts attributable to mal-adjustment.
These, and more are the recommendation
advanced to students to assist them in the income and expenditure pattern.
This research shall consist in details, the
social adjustment and expenditure pattern. Among the statements of IMT Enugu.
It shall focus much o the sources of income open to student in the higher
institutions of learning and universities as well as how they spend those money
given to them.
The research will also comprise of
questionnaire, which are related to the study. The sample size that will be
used shall be analyzed using simple percentage method with a hypothesis that
will be presented using the chi-square method.
This research shall be made of five chapters,
chapter one will consist of the general introductions, chapter two shall talk
about the literature review while chapter three will comprise of research
methodology. Chapter four shall discuss about the data presentation and
analysis. The last chapter shall discuss the summary of finding to the problem
and limitations, which the researcher shall encounter while carrying out
TABLE OF CONTENTS
TABLE OF CONTENTS
Background of the study
Statement of problem
Objection of the study
Significance of the study
Scope of the study
Definition of terms
Review of literature
Sources of finance to students
Expenditure item for the student
Modus of adjustment
Problems associated with students adjustment to new
Sources of data
3.4 Sampling method
Instrument for data collection
3.6 Validation of instrument
3.7 Collection of data
3.8 Method of analysis
Presentation and analysis of data
presentation and percentage analysis
4.2 Testing of hypothesis
Summary of findings, conclusion and recommendation
Summary of findings
CHAPTER ONE INTRODUCTION
BACKGROUND OF THE STUDY
This research work titled income and
expenditure pattern among the student of institute of management and technology
Enugu, will slightly take our minds back to the parameter and yardstick for
proper and genuine development of s nation especially Nigeria to be preside.
Luca Dacioli in his treatise says that
“frequent accounting makes for a lasting friendship”. This goes a long to
explaining how the student of IMT are being funded and how they go about
expending the money they have to their basic scholastic necessities.
The periodical institutional mechanism for
developing human skills and knowledge at the highest level is the polytechnic
system. It follows therefore that any governmental effort for economic
development should be duty bound, to give priority to polytechnic educational
In Nigeria, educational has been highly
emphasized by both state and federal government. The existence of 11 (eleven)
federal and 21 (twenty one) state polytechnic as at early 90’s is a dear
manifestation of this emphasis on high level manpower, among other factors, has
given rise it the increase demand for polytechnic education. This increased
demand reached climax with the setting up of the joint Admission and
matrictuculation Board (JAMB) for polytechnics. This works towards the goal of
increased students intakes. This developmental idea being rested on human
resources instead of capital material
resources is qualified by HARRISON (1973,P.3) who said “human beings are agents
who accumulate capital, exploit natural resources, build social, economic and
political organization and carry forward National development.
Although, the federal government through
their various laudable establishments like (JAMB POLY) etc. anticipation the
expansion of polytechnic but it is unfortunate that there is no communicate
increase in the sum of money allocated. For example, reveals the undergraduates
bursary. Such plan years too a stipend amount ofN12m is allocated to