A fund is available or ready money with which an asset can
be converted to cash in order to meet the withdrawal needs of the depositors on
demand. There are need for planning and controlling the fund (money) of an
organization for the purpose of achieving the financial objective of the
STATEMENT OF THE PROBLEM
to be undertaken on impact of fund management on corporate survival in Banking
institution as problem of study could be made under the imperfect knowledge of
the following factors like bad loan and advances to customers, fraudulent
practices of management under capitalization, bad management, lack of proper
supervisor, granting of unsecured credit facilities to owners, director and
related companies etc. and if the perfect knowledge existed, these problem
would disappear and these would be perfect fund management which would lead to
perfect corporate survival of every banking institution.
logicality derived from the problem statement and the objectives and more for
instance, using for privatilization example, research question can be generated
from a much more refined topic such, pre and post privatilization in Nigeria.
The effect on the citizens’ standard of living and the economy as a whole.
Research question such as the following can be generation for the study.
What is the difference in the level of standard of living of
the citizen before and after privatization.
What is the difference in the supply or distribution of the
relevant goods or services before and after privatization.
OBJECTIVES OF THE STUDY
The aim of the study is to find out the impact of fund
management on corporate survival in banking institution (A case study of CBN)
objective of fund management can be categorized into the following aspect.
To maximize profit (i.e. profitability) which means
expanding revenue and keeping down cost which make profit to be maximized for
the benefit of equity holder
Suitability in term of adequate financing of the project for
which the fund is undertaking
The safety of the fund given out by bank to their customers.
SIGNIFICANCE OF THE STUDY
The significance of this study is to critically examine the
importance of fund management in the corporate survival in the banking
institution. The study is performed from the banking supervision annual report
of year 2010 produced by CBN.
is not possible for me to go to all institution as a result of various
constraints and limitations which are as follows
Time available for the research work
Finance to carry out the research work
In order to achieve the objective stated, the research
tested the following hypotheses is represented by Ho.
This type of hypotheses is a testable state which asserts
that the observed result is completely due to chances. It is always stated in
positive form and subjected to statistical testing.
methodology and design in the study were descriptive and hypotheses. The
research design were chosen because it does not limit the purpose of data
collected to a single method and also it ensure that the procedure to be
adopted is carefully planned so as to obtain accuracy and completeness
information about research question.