THE EFFECT OF RISK AND CREDIT MANAGEMENT ON BANK PERFORMANCE (A Case Study of Zenith Bank Plc)
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THE EFFECT OF RISK AND CREDIT MANAGEMENT ON BANK PERFORMANCE (A Case Study of Zenith Bank Plc)
PROJECT TOPICS AND MATERIALS ON THE EFFECT OF RISK AND CREDIT MANAGEMENT ON BANK PERFORMANCE (A Case Study of Zenith Bank Plc)
ABSTRACT
This research work was undertaken to assess the effect of risk and credit management on bank performance with reference to Zenith Bank Plc.
This work was intended to achieve
the following objectives: to appraise and determine the lending
procedure of banks, to highlight the extent to which improper project
evaluation influence risk and credit management on bank performance.
Relevant data were collected from
both primary and secondary sources. Questionnaire was the main primary
data collected instrument employed while data from various relevant
publications constituted the sources of secondary data. Upon the
analysis of data, the following conclusions were drawn; that sound
lending requires a clear-well articulated and easy accessible policy
document which spells out the philosophy of lending. On the basis of the
above findings, it was recommended that banks should ensure that loans
given out to customers should be backed by adequate collateral security.
Finally, it is the opinion of the
researcher that the management the Money-Deposit Banks should prevent
the incidence of bad debts in Nigerian Banks.
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This research work was undertaken to assess the effect of risk and credit management on bank performance with reference to Zenith Bank Plc.
This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence risk and credit management on bank performance.
Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security... banking and finance project topics
THE EFFECT OF RISK AND CREDIT MANAGEMENT ON BANK PERFORMANCE (A Case Study of Zenith Bank Plc)