THE EFFECT OF RECAPITALIZATION IN THE BANKING INDUSTRY ( A Case Study of Skye Bank Plc )

ABSTRACT

This study assessed the Effect of Recapitalization in the Banking Sector- A case study of Skye Bank Plc.

Based on the set objective of the study, structured questionnaire consisting of eighteen (18) closed ended questions in both Section A and B (2) open ended questions were developed and administered on hundred (100) respondents of the aforementioned case study, with which a total of 87 were completely filled and returned.

Hence, the methodology employed the primary and secondary methods (i,e questionnaire method, interview method, and library method).

However, from the analysis of the data generated and with the aid of chi-square method, the following findings were concluded:

• There is a significant relationship between recapitalization of banks and productivity.
• Recapitalization of the banking sector has impact on the Nigeria economy.

Therefore, the study suggested that this research work should be more current, more challenging and useful. Hence, more research works should also be conducted in order to cover a wider scope.

TABLE OF CONTENT

Title page                                                                                i

Certification                                                                            ii

Dedication                                                                              iii

Acknowledgement                                                                  iv

Abstract                                                                                  vi

Table of content                                                            vii

CHAPTER ONE

INTRODUCTION

1.1    Background of the study

1.2       Statement of problem

1.3       Objectives of the study

1.4       Statement of Research Hypotheses

1.5       Research Questions

1.6       The Importance of the study

1.7       Scope of the study

CHAPTER TWO

LITERATURE REVIEW

2.1       What is Banking

2.2       What is Consolidation

2.3       Merger

2.4       Reason for Merger and Acquisition

2.5       Regulation of Merger and Acquisition

2.6       The Current Development in the Nigerian

Banking Industry

2.7       Why is Recapitalization Necessary to Improve

 the Economy

2.8       Why Merger and Acquisition

2.9       Reason for Merger and Acquisition

CHAPTER THREE

RESEARCH METHODOLOGY

3.1       Introduction

3.2       Research Design

3.3       Study  Population

3.4       Sample Techniques / Procedure

3.5       Sample Size

3.6       Description of Research Instrument

3.7       Method of Data Analysis

3.8       Reason for Choosing Chi-square

CHAPTER FOUR

DATA ANALYSIS AND INTERPRETATION OF RESULTS

4.1       Background information

4.2       Socio-Economic Characteristics is Sample Size

4.3       Research Questions

4.4       Test of Hypothesis

CHAPTER FIVE

SUMMARY, MAJOR FINDINGS, CONCLUSIONS AND RECOMMENDATION

5.1       Summary

5.2       Major Findings

5.3       Conclusions  

5.4       Recommendations

Bibliography

Appendix