EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOAN SYNDICATION (A CASE STUDY OF FIRST BANK, GUARANTY TRUST BANK AND SKYE BANK ABUJA BRANCH)


EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOAN SYNDICATION (A CASE STUDY OF FIRST BANK, GUARANTY TRUST BANK AND SKYE BANK ABUJA BRANCH)

Type: Project Materials | Format: Ms Word | Attribute: Documentation Only | Pages: 96 Pages | Chapters: 1-5 chapters | Price: ₦ 3,000.00

2,287 marked this research material reliable.
Call or whatsapp: +2347063298784 or email: info@allprojectmaterials.com
EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOAN SYNDICATION (A CASE STUDY OF FIRST BANK, GUARANTY TRUST BANK AND SKYE BANK ABUJA BRANCH)

TABLE OF CONTENTS

 

          Title Page                                                                                Page

TITLE PAGE                                                                                            

CERTIFICATION                                                                                     

DEDICATION                                                                                 

ACKNOWLEDGEMENT                                                                         

ABSTRACT                                                                                              

TABLE OF CONTENTS                                                                          

 

CHAPTER ONE

1.0     Introduction                                                                                     

1.1     Historical Background                                                           

1.2     Purpose of Study                                                                   

1.3     Significance of Study                                                                       

1.4     Statement of Problem                                                                      

1.5     Scope and Limitations of Study                                                       

1.6     Research Hypothesis                                                                       

1.7     Research Methodology                                                           

 

CHAPTER TWO

2.0     Literature Review                                                                   

2.1     The Role of Banking Industry                                                          

2.2     Historical Background                                                           

2.3     Review of Previous Work                                                      

2.4     Review of Related Literature                                        

2.5     The Impact of the Research                                                    

 

CHAPTER THREE

3.0     Research Design                                                                               

3.1     Study Population                                                                   

3.2     Methods of Data Collection                                                             

3.3     Characteristics of Study Population                                       

3.4     Research Instrument Specification                                         

3.5     Method of Analysis                                                                

 

 

CHAPTER FOUR

4.0     Introduction                                                                           

4.1     Data Analysis and Presentation                                             

4.2     Test of Hypothesis                                                                 

 

CHAPTER FIVE

5.0     Summary, Conclusion and Recommendation                         

5.1     Summary                                                                                

5.2     Conclusion                                                                    

5.3     Recommendations                                                                  

 

BIBLIOGRAPHY                                                                  

APPENDIXES                                                                       

QUESTIONNAIRE                                                                


 

CHAPTER ONE

 

          INTRODUCTION

1.1 BACKGROUND OF THE STUDY

The potential crisis that is looming in the Nigerian banking industry can no longer wait to be addressed other than what could be witnessed in the revolutionary instance taking by Prof. Charles Soludo, directives on the N25b capitalization base for banks who wish to operates in Nigeria Economy.

 

In addressing the financial institutions, he maintained that, the directive is part of a series of reforms to get the banking sector in the modern proper shape, to have banking system “where people can afford to put their money and go to sleep”, where investors can rely on banking sector to provide long term credit and to develop a banking sector that can respond to demands of globalization for global competitiveness. Fundamentally, it is designed to prevent potential systematic crisis that is looming in the banking sector where you have 89 banks all of which put together happening to be less than one bank in South Africa, where the most capitalized bank in Nigeria has less than 50 percent of the capital base on the least capitalized bank in Malaysia; where indeed none of our bank is big enough to be able to transform the economy.

According to Soludo( 2006), among the 89 banks we almost cannot count on your fingertips, how many of them are really involved in the real act of banking, he described most of the banks as traders who just collect banking license, use connection to get public sector deposit, trade in government treasury bills, trade in foreign exchange and open letters of credit in the Nigeria economy. We have a weak banking system where nobody can put his money and go to sleep and that is why confidence in the system is impaired.

 

Considering banking sector as the life wire of economic growth and development of any economy, what is obtained presently is a back drop, hence N25b capitalization is needed to sanitize the industry particularly the entire economy of Nigeria.

  According to DoyinOdunfa (2005) Said during the unveiling of this year’s web-jurist rating for the financial services sector that 25billion naira capitalization would create several opportunities and hamess banks potentials and capitalization to drive e-banking in Nigeria.

 

1.2     STATEMENT OF RESEARCH PROBLEM

The statement of problem in question here, formed to enhance a clear articulation. This image is built up by information about the company while information is also centred on dividend payout, earnings announcement and management potentials. The questions awaiting instant answer are:

·                    What are the effects of N25b capitalization on Nigeria financial institutions.

·                    What meaningful choice of option were available (whether merger or acquisition) and its effect on employees and ownership control.

·                    What effect has this capitalization depict on the consumers of the services rendered by the banking sector.

 

1.3      RESEARCH OBJETIVE

The purpose of this study is to attempt to answer questions raised in the statement of the problem of this research work. Such includes:

a.       To examine and assess the ability of the new regulation and to sanitize the banking sector of the economy.

b.       To identify the various effects and measures of performance evaluation on customers, employees and the bank as a whole.

c.       To carry out a detailed performance evaluation of the selected case study.

d.       Recommending viable solutions to these problems and prospects.

The study is also expected to determine the effects and impact of N25b Capitalization on Banking Industry in Nigeria. It will be of great help to the economic planners, academicians for future review, mostly banking executives and top-management of banks and statutory agencies governing and regulating the institutions.

 

1.4          RESEARCH QUESTION

The importance of research question is to guide the researcher on the specific methods and the procedures for acquiring information needed to structure or solve the problem under consideration. The method of collecting data for this research was through primary and secondary sources of data collection. The primary sources were through questionnaires given to some of the staff of the case study organizations and personnel interviewed while secondary sources were through documented literature such as CBN annual report, NDIC annual report, financial dailies, seminar papers, journals and textbooks.

 

1.5     RESEARCH HYPOTHESIS

This study will seek the following answer for the question:

H0:   The twenty five (25) Billion naira capitalization does  not have effect in the banking industry in Nigeria.

H1:   The twenty five (25) Billion naira capitalization will have effect in banking industry in Nigeria.

H0:   The twenty five (25) Billion naira capitalization will not have impact on loan syndication of Banks.

H1:   The twenty five(25) Billion naira capitalization will have impact on loan syndication of Banks.

H0:   The twenty five (25) Billion naira capitalization will not help to build customers confidence in the banks.

Hl:    The twenty five (25) Billion naira capitalization will help to build customers confidences in the banks.

H0:   The twenty five (25) Billion naira capitalization will not improve the services of the banks.

Hl:    The twenty five (25) Billion naira capitalization will improve the service of the banks.

 

1.6     SIGNIFICANCE OF THE STUDY

The significance of this study cannot be over-emphasized, owing to the fact that the banking industry plays a significant role in the economy. Most studies have dealt with profitability and social responsibility as the sole determinants of the performance of the banking industry; few have included other variables like leverage and managerial quality. It is commonly assumed that the Nigerian investors are dividend conscious, therefore, when a company is not paying dividend as at when due, there is tendency for investors to sell such equity. Furthermore, the ability of companies to raise funds from the capital market and the quantum of funds raised is a function of the image of the company in the eyes of the investing public.

 

1.7     SCOPE AND LIMITATION OF THE STUDY

Undertaking a project work of this nature is no doubt a herculean task that needs sufficient time and patience, funds and adequate material, commitment and concentration. However, some of these requisites and other factors combined to mitigate against the success of this project. In this research work, we have examined thoroughly the effects of N25b Capitalization of Banking Industry on loan syndication while proffering some recommendations.

The major constraint envisaged would be that of laying hands on relevant data and information on the banks and the dearth of adequate record of transactions and their inability to make available their annual year report on time for compilation to the apex bank and relevant authorities. Due to financial constraints, limited time amongst others, the research is limited to three banks, First Bank of Nigeria Plc., Guaranty Trust bank and Skye bank Plc. All in Abuja branch. Comments, opinions from questionnaires and excerpt from Central Bank of Nigeria (CBN) annual report, financial dailies, journals and textbooks were also utilized.

EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOAN SYNDICATION (A CASE STUDY OF FIRST BANK, GUARANTY TRUST BANK AND SKYE BANK ABUJA BRANCH)

Additional Information

  • The Project Material is available for download.
  • The Research material is delivered within 15-30 Minutes.
  • The Material is complete from Preliminary Pages to References.
  • Well Researched and Approved for supervision.
  • Click the download button below to get the complete project material.

Frequently Asked Questions

In-order to give you the best service available online, we have compiled frequently asked questions (FAQ) from our clients so as to answer them and make your visit much more interesting.

We are proudly Nigerians, and we are well aware of fraudulent activities that has been ongoing in the internet. To make it well known to our customers, we are geniune and duely registered with the Corporate Affairs Commission of the republic of Nigeria. Remember, Fraudulent sites can NEVER post bank accounts or contact address which contains personal information. Free chapter One is always given on the site to prove to you that we have the material. If you are unable to view the free chapter 1 send an email to info@allprojectmaterials.com with the subject head "FREE CHAPTER 1' plus the topic. You will get a free chapter 1 within an hour. You can also check out what our happy clients have to say.


Students are always advised to use our materials as guide. However, if you have a different case study, you may need to consult one of our professional writers to help you with that. Depending on similarity of the organization/industry you may modify if you wish.


We have professional writers in various disciplines. If you have a fresh topic, just click Hire a Writer or click here to fill the form and one of our writers will contact you shortly.


Yes it is a complete research project. We ensure that our client receives complete project materials which includes chapters 1-5, full references, questionnaires/secondary data, etc.


Depending on how fast your request is acknowledged by us, you will get the complete project material withing 15-30 minutes. However, on a very good day you can still get it within 5 minutes!

What Clients Say

Our Researchers are happy, see what they are saying. Share your own experience with the world.
Be polite and honest, as we seek to expand our business and reach more people. Thank you.

A Research proposal for effect of twenty-five billion naira recapitalisation of banks in nigeria on loan syndication (a case study of first bank, guaranty trust bank and skye bank abuja branch):
Reviews: A Review on effect of twenty-five billion naira recapitalisation of banks in nigeria on loan syndication (a case study of first bank, guaranty trust bank and skye bank abuja branch), bank, effect, twentyfive project topics, researchcub.info, project topic, list of project topics, research project topics, journals, books, Academic writer.
In addressing the financial institutions, he maintained that, the directive is part of a series of reforms to get the banking sector in the modern proper shape, to have banking system “where people can afford to put their money and go to sleep”, where investors can rely on banking sector to provide long term credit and to develop a banking sector that can respond to demands of globalization for global competitiveness. Fundamentally, it is designed to prevent potential systematic crisis that is looming in the banking sector where you have 89 banks all of which put together happening to be less than one bank in South Africa, where the most capitalized bank in Nigeria has less than 50 percent of the capital base on the least capitalized bank in Malaysia; where indeed none of our bank is big enough to be able to transform the economy... banking and finance project topics

EFFECT OF TWENTY-FIVE BILLION NAIRA RECAPITALISATION OF BANKS IN NIGERIA ON LOAN SYNDICATION (A CASE STUDY OF FIRST BANK, GUARANTY TRUST BANK AND SKYE BANK ABUJA BRANCH)

Project Information

  • CATEGORY : BANKING AND FINANCE
  • TYPE : PROJECT MATERIAL
  • FORMAT : MICROSOFT WORD
  • ATTRIBUTE : Documentation Only
  • PAGES : 96 Pages
  • CHAPTERS : 1 - 5
  • PRICE : ₦ 3,000.00

Share Links

Download Post
Download Post

Search for Project Topics

Project topics in Departments

Do you need a writer for your academic work?