Project Topics, List of Project Topics, Research Project Topics
THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)

THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)


2,900 marked this research material reliable.
Call or whatsapp: +2347063298784 or email: info@allprojectmaterials.com
Department: accounting project topics | Type: Project Topics | Project Topics and Materials | List of Project Topics | Research Project Materials | Journals | Thesis | Articles | Online Project Materials | Business Plan | Final year project topic | Format: Ms Word and PDF | Attribute: Documentation Only | Pages: 65 Pages | Chapters: Complete Research work from Chapter 1 to 5; All chapters | Inclusive: Abstract, Preliminary Pages, Table of Contents and Appendices | Cost: ₦ 5,000.00


THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)

PROJECT TOPICS AND MATERIALS ON THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)


ABSTRACT

 

The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today.

The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provides majority of the populace with employment, income and food.

As a business venture, it cannot be executed extensively unless funds is available for replacement and capital equipment procurement to enhance a quicker, clearer and more comprehensive of the important of this study. This work is divided into three chapters. Chapter one deals with statement of problem, brief history of Afribank PLC purpose and significant of the study scope and limitation of the study and definition of terms

Chapter two deals with review of related literature which includes policy and means to boost agricultural scheme, types of loan factors and risk in agricultural financing and costly constraints to agricultural financing

Chapter three deals with findings recommendation and conclusion.

 

PROPOSAL

 

The role of commercial banks in agricultural financing in Enugu state.

The commercial banks had played sufficient roles to the agricultural financing in Enugu state. The role played by the commercial bank to the agricultural financing had been the major development of agriculture in Enugu state up till today.

 

The role of commercial bank to the agriculture has resulted to adequate food production, employment and the most economic development in no doubt had made agriculture one of the pillars of the Nigerians living.

 

The purpose of the study is to determine and detects those roles played by the commercial banks to the agricultural financing in Enugu state. And how it can enhances agricultural development of Enugu state and also ways of encouraging those roles for the betterments of Nigeria and Enugu state in particular.

 

 

 

However, without the role of the commercial banks, agriculture will not be at this level due to lack of funds and some other factors handled by the commercial banks.

 

TABLE OF CONTENT

 

Title page

 

Certification

 

Dedication

 

Acknowledgement

 

Proposal

 

Table of contents

 

Abstract

 

CHAPTER ONE

 

1.1     Introduction

 

1.2     Statement of the problems

 

1.3     Brief history of Afribank plc

 

1.4     Purpose of the study

 

1.5     Significance/importance of the study

 

1.6     Scope and limitation of the study

 

1.7     Definition of terms

 

CHAPTER TWO

 

2.0    LITERATURE REVIEW

 

2.1            Introduction

 

2.2            Policy and means to boost agricultural finance

 

2.3            Agricultural credit guarantee scheme

 

 

 

2.4            Types of loan available in Afribank plc

 

2.5            Agric insurance scheme

 

2.6            Factors and risk in agric/ financing

 

2.7            Constraints

 

CHAPTER THREE

 

3.1   Recommendation

 

3.2   Conclusion

 

3.3   References

 

3.4   Bibliography

 

3.5   Appendix

 

CHAPTER ONE

 

INTRODUCTION

 

Agriculture can be define as the science or practice of farming i.e. cultivation and integration of live-stocks and production of raw materials for industries. It is well known that farming is the oldest occupation in the world and indeed it remains till date, one in which the largest number of people are engage. The vast majority of the population of the world, depends on its more complex since, agriculture is basically concerned with the production of food which is basic necessity of life.

 

The problems of capital scarcity in agricultural production in most developing nations are generally giving cause for involvement. As of the huge capital elopement, subsistent agriculture now cultivate crops only for their selves and their immediate families, hence the need for commercial bank to participate actively in agricultural financing materials for key industries and a major foreign exchanged earners has further added to its prominence among all human occupation. As a business, it cannot be carried out intensively unless funds are available for maintenance, replacement and capital equipment procurement and other expenses.

 

THREE TYPES OF CREDIT ARE USUALLY REQUIRED.

 

a.     Short Term Credit to financial yearly planting operations, seeds, fertilizers and farm expenses until the crop is sold. The amounts involved here might not be large, but inadequate of this type of credit is most predominantly felt by small farmers who have little or no savings upon in which to hang on.

 

 

 

b.     Medium Term Loan (longer than one planting year but less than three year). This is need for acquisition a breeding stock and cheap with relatively short little.

 

c.      Long Term Credit necessary to acquire major machines and equipment repairs and maintenance of farm lands building, storage facilities etc. the role of credit finance in promoting development in the country is well known in recent times, government has devoted lot of financial resources to the agricultural sector in order to boost food production through it’s lending policies to commercial banks as well as the establishment of certain agricultural schemes.

 

1.2     STATEMENT OF THE PROBLEMS

 

In this age of expanded business activities around the world especially in Nigeria Agriculture is more than ever needs financial assistance in form of bank loans to meet the increasing need for food production. Obtaining such loans however has not be easy for farmers. Largely as a result of collaterals security, lack of  proper accounting records and management among other limiting factors.

 

Inspite of the importance of oil in the economy today, agriculture still remains the main stay of the Nigeria Economy as it provides the greatest avenue for employment, income of food for the Nigerian populace. It’s internatic position as a source of raw materials for agricultural credit.

 

Agricultural credit therefore is a necessary ingredient in agricultural practices and in farm productivity especially if supplied on sufficient quantity and efficiently used. However, credit is only one of the “essentials for expansion and modernization, for credit parse, is not entirely inevitable, but a necessary key to a more prosperous future.

 

The commercial banks on their part has been placed what might be an optimal level in banking lending. The customers who has over the years been playing the expectations role, does not wish to continue that way and thus assumed an advisory role in the light of the above that thus study undertaken to provide some solutions to the numerous problems associated with commercial banks loans especially to the agricultural sector.

 

1.3     BRIEF HISTORY OF AFRIBANK PLC

 

Afribank Plc acquired license to operate as a financial institution on October 20, 1959. and opened its first branch at Kano city on January 4, 1960, she has at that time known as Banque international four L’ Afrique Accidentally (BIAO). The origin of (BIAO) dates back to around 1853 when the bank has first established in Senegal. Later this was changed to Banque Pail Afrique accidental (BIAO). The word international was added later when the banks ownership include the National City bank.

 

BIAO was one of the first banks to set up shop in West Africa at a point, the banks activities in the areas were prevailing that she was given the  authority to issue current note (A central bank duty) in the French speaking west Africa countries Afribank Plc then IBWA was established as a subsidiary of (BIOA)

 

In compliance with order of the federal government , the bank headquarters was in 1960 set up at 9th broad street, Lagos it has remained there till day. The establishment of Afribank Plc then IBADAN, concluded with the emergence of the countries oil industry. The bank soon developed links with some oil companies and is order to serve their need more promptly, the bank set up two more branches in Port Harcourt and Aba First before the out break of the civil war in 1967. with the promulgation of the Nigerian companies decree in 1968, it became expedient for all farms operating in Nigeria to be incorporation as Nigerian companies. On May 30, 1969 (BIAO) was incorporated in the country as a limited liability company under the national international bank for west Africa (IBWA) the English equipment of BIAO). In 1997, the bank got her first Nigeria Chairman, in the person of Alhaji T. Galadima on the same year, BIAO herself experienced changes in her own quity structure. The union bank of Switzerland bought over 20 percent of the 49 percent of the BIAO equity capital held at that time by citizen bank U.A further 20 percent of the portion was taken up by Banko Brasil, while the remaining percent was brought by the compigne international Africarne de Banque holding S.A. Luse-emboury

 

On account by the indigenization, the federal military administration which was in place at that time in Nigeria, in the year 1976 acquired 60 percent of equity structure of Afribank plc and some other banks.

 

1.4     PURPOSE OF THE STUDY

 

It is a living concept among the people today that low returns to agriculture is entirely as a result of lack of finance. It is against this background supported by the statement of problem that the researcher wishes to identify and analyze other issues raised along side finance (capital) as could be seen capital is the life wire of any ventures whose capital base is shaky could be said to be in serious jeopardy.

 

It is this singular factor that is lacking therefore other numerous problems like labor turned over, adequate training, like learning of new agric skills and higher marginal production per worker will automatically develop. It

DOWNLOAD COMPLETE WORK FOR THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)


Additional Information

  • The Project Material is available for download.
  • The Research material is delivered within 15-30 Minutes.
  • The Material is complete from Preliminary Pages to References.
  • Well Researched and Approved for supervision.
  • Click the download button below to get the complete project material.

Frequently Asked Questions

In-order to give you the best service available online, we have compiled frequently asked questions (FAQ) from our clients so as to answer them and make your visit much more interesting.

We are proudly Nigerians, and we are well aware of fraudulent activities that has been ongoing in the internet. To make it well known to our customers, we are geniune and duely registered with the Corporate Affairs Commission of the republic of Nigeria. Remember, Fraudulent sites can NEVER post bank accounts or contact address which contains personal information. Free chapter One is always given on the site to prove to you that we have the material. If you are unable to view the free chapter 1 send an email to info@researchcub.info with the subject head "FREE CHAPTER 1' plus the topic. You will get a free chapter 1 within an hour. You can also check out what our happy clients have to say.


Students are always advised to use our materials as guide. However, if you have a different case study, you may need to consult one of our professional writers to help you with that. Depending on similarity of the organization/industry you may modify if you wish.


We have professional writers in various disciplines. If you have a fresh topic, just click Hire a Writer or click here to fill the form and one of our writers will contact you shortly.


Yes it is a complete research project. We ensure that our client receives complete project materials which includes chapters 1-5, full references, questionnaires/secondary data, etc.


Depending on how fast your request is acknowledged by us, you will get the complete project material withing 15-30 minutes. However, on a very good day you can still get it within 5 minutes!

What Clients Say

Our Researchers are happy, see what they are saying. Share your own experience with the world.
Be polite and honest, as we seek to expand our business and reach more people. Thank you.

A Research proposal for the role of commercial banks in agricultural financing in enugu state (a case study of first bank of nigeria enugu):
Reviews: A Review on the role of commercial banks in agricultural financing in enugu state (a case study of first bank of nigeria enugu), enugu, role, commercial project topics, researchcub.info, project topic, list of project topics, research project topics, journals, books, Academic writer.
The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today. The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provides majority of the populace with employment, income and food. As a business venture, it cannot be executed extensively unless funds is available for replacement and capital equipment procurement to enhance a quicker, clearer and more comprehensive of the important of this study. This work is divided into three chapters. Chapter one deals with statement of problem, brief history of Afribank PLC purpose and significant of the study scope and limitation of the study and definition of terms Chapter two deals with review of related literature which includes policy and means to boost agricultural scheme, types of loan factors and risk in agricultural financing and costly constraints to agricultural financing Chapter three deals with findings recommendation and conclusion... accounting project topics

THE ROLE OF COMMERCIAL BANKS IN AGRICULTURAL FINANCING IN ENUGU STATE (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU)

Project Information

Share Links

Download Post (MsWord)
Download Post (PDF)

Search for Project Topics

Project topics in Departments

How much does it cost to hire a writer in Nigeria?

Looking for Professional Approach and Quality Research Services ?

Estimating the cost of research writing in Nigeria: Freelance writers in Nigeria may charge anywhere from ₦5,000 to ₦50,000 or more per project, depending on the factors mentioned earlier. SEO-focused content may be on the higher end of this range due to the additional skills and research involved. For a more accurate estimate, it's recommended to reach out with us, discuss your specific requirements, and request a quote based on the scope of your project. Prices can vary, so getting personalized quotes will help you determine the cost more precisely.

Undergraduate Project Topics, economics project topics, marketing project topics, business administration project topics, engineering project topics, computer science project topics, banking & finance project topics, education project topics, law project topics, sciences project topics, public administration project topics, political science project topics, mathematics project topics, medical science project topics, mass communication project topics, research projects, geology project topics, marketing project topics, agriculture project topics, Browse Thousands of Final Year Project Topics, hire a writer, Research Works and Materials, Project topics and materials in Nigeria, Undergraduate Project Topics, Research Works and Materials, research topics, research project materials, complete project materials, computer science project material, free project topics, complete projects, accounting topics, small business topics, entrepreneurship topics, project materials, Nigerian undergraduate projects, business administration projects, computer science topics and projects, MBA Nigerian project topics, human resources, small businesses, entrepreneurship projects, economics projects, impacts projects, effect projects, university projects, polytechnic projects, investigate projects, political science projects, mass communication projects, project topics, human resource projects, education projects, French topics, project analysis, French projects, project tips, project abstract, project proposals, project bibliography, project reference, project seminar, forex, TSA, treasury single account, currency, naira, devaluation, undergraduate projects, final project research, marketing project topics, statistics project topics, mathematics project topics, statistics, mathematics, research projects, project thesis, labour force theses, NCE, OND, HND, BTECH, BSC, MBA, MSC, English projects, linguistic project topics, Free Project topics and materials in Nigeria, research topics, reseach project materials, computer science project material, free, complete, accounting topics, small business topics, materials, nigeria projects, business administration projects, computer science topics and projects, MBA nigeria project topics, human resources, small business, entrepreneurship projects, economics projects, impact projects, effects projects, training, budgets, ghana, university, polytechnic, browse Free project materials and topics in Nigeria, accounting and finance project materials, business administration project materials and topics, human resources, entrepreneurship, computer science and engineering project materials and topics, Accounting project topics, Accounting project topics and materials, Agricultural Economics Project Topics and Materials, Agricultural Science Projects topics and materials, All Project topics and materials, Architecture Project topics and materials, Aviation project topics and materials, Banking & Finance Projects topics and materials, Biology project and materials, Building project topics and materials, Business Administration & Management Projects topics and materials, Chemical Engineering Project Topics and materials, Civil Engineering Projects topics and materials, Communication & mass communication art project topics and materials, Computer Engineering Project Topics and materials, Computer Science Projects topics and materials, Criminology project topics and materials, Economics Research Projects topics and materials, Education Project Topics and Materials, Electrical Engineering Projects and materials, English Education & English Language Project topics and materials, Food Science project topics and materials, Geology Project Topics and materials, Guidance Counseling Project Topics and materials, History project topics and materials, Home Economics Project Topics and Materials, Human Resource Projects topics and Materials, Industrial Chemistry Projects topics and materials, Insurance Projects topics and materials, Law project topics and materials, Library and information science project topics and materials, Marine and Transport management project topics and materials, Marketing Projects topics and materials, Mathematics project topics and materials, Medical Sciences Project Topics and materials, Microbiology project topics and materials, Nursing and Midwifery project topics, Nursing and Midwifery project topics and materials, Optometry or nursing project topics and materials, Petroleum Engineering project topics and materials, Pharmacy project topics and materials, Philosophy project topics and materials, Photography project topics and materials, Physical and Health Education project topics and materials, Physiology project topics and materials, Political science project topics and materials, Project topics and materials, Psychology project topics and materials, Random project, Religious and Cultural Studies Project Topics and Materials, Sociology and Anthropology Project topics and materials, Sociology Project Topics and materials, Tourism project topics and materials, Vocational education project topics and materials. Project Topics: List of Project Topics | the role of commercial banks in agricultural financing in enugu state (a case study of first bank of nigeria enugu) | enugu | role | commercial Project Topics | researchcub.info