ELECTRONIC BANKING: CHALLENGES OF NIGERIA’S BUSINESS ENVIRONMENT (A CASE STUDY OF FIRST BANK OF NIGERIA)
Type: Project Materials | Format: Ms Word | Attribute: Documentation Only | Pages: 50 Pages | Chapters: 1-5 chapters | Price: ₦ 3,000.00
1,672 marked this research material reliable.
Call or whatsapp: +2347063298784 or email: info@allprojectmaterials.com
ABSTRACT
This research work is on electronic banking and the challenges of Nigeria’s business environment using First Bank of Nigeria Plc as a case study. The major objective of the study was to examine the relationship that exist between the adoption of electronic banking services and profitability of First Bank of Nigeria Plc in terms of investment in information and Communication Technology Equipment and Profit After Tax. The study made use of both primary and secondary sources of data collection. Quota sampling technique was used to select data necessary for this research work. Pearson’s Product Moment Correlation Coefficient was employed in testing the hypothesis. The study revealed that electronic banking, despite its challenges, has led to increased efficiency in banking and its services and reduction of waiting time experienced in the banks. The findings also revealed that e-banking are inhibited by some factors which include cost of purchasing e-banking equipments, poor power supply and inadequacy in the security of transactions conducted through e-banking. The study recommends among others that, government should improve on electric power supply and development of ICT infrastructure to enhance effective e-banking services delivery in Nigeria.
ABSTRACT
This research work is on electronic banking and the challenges of Nigeria’s business environment using First Bank of Nigeria Plc as a case study. The major objective of the study was to examine the relationship that exist between the adoption of electronic banking services and profitability of First Bank of Nigeria Plc in terms of investment in information and Communication Technology Equipment and Profit After Tax. The study made use of both primary and secondary sources of data collection. Quota sampling technique was used to select data necessary for this research work. Pearson’s Product Moment Correlation Coefficient was employed in testing the hypothesis. The study revealed that electronic banking, despite its challenges, has led to increased efficiency in banking and its services and reduction of waiting time experienced in the banks. The findings also revealed that e-banking are inhibited by some factors which include cost of purchasing e-banking equipments, poor power supply and inadequacy in the security of transactions conducted through e-banking. The study recommends among others that, government should improve on electric power supply and development of ICT infrastructure to enhance effective e-banking services delivery in Nigeria.
- BACKGROUND OF THE STUDY
INTRODUCTION
The introduction of universal banking practice in Nigeria and the adoption of electronic banking by deposit money banks have offered increased services to customers with attendant increase in customers risk exposure. This changing environment of bank management in Nigeria has impacted much on the number of services and risk which Nigeria faced. Electronic banking is the conduct of banking business electronically which involve the use of information communication technology to drive banking business for immediate and future goals. Alhajri (2008), describes e-banking as the provision of banking services to customers through internet technology.
ELECTRONIC BANKING: CHALLENGES OF NIGERIA’S BUSINESS ENVIRONMENT (A CASE STUDY OF FIRST BANK OF NIGERIA)
Additional Information
- The Project Material is available for download.
- The Research material is delivered within 15-30 Minutes.
- The Material is complete from Preliminary Pages to References.
- Well Researched and Approved for supervision.
- Click the download button below to get the complete project material.
Frequently Asked Questions
In-order to give you the best service available online, we have compiled frequently asked questions (FAQ) from our clients so as to answer them and make your visit much more interesting.
We are proudly Nigerians, and we are well aware of fraudulent activities that has been ongoing in the internet. To make it well known to our customers, we are geniune and duely registered with the Corporate Affairs Commission of the republic of Nigeria. Remember, Fraudulent sites can NEVER post bank accounts or contact address which contains personal information. Free chapter One is always given on the site to prove to you that we have the material. If you are unable to view the free chapter 1 send an email to
info@allprojectmaterials.com with the subject head "FREE CHAPTER 1' plus the topic. You will get a free chapter 1 within an hour. You can also
check out what our happy clients have to say.
Students are always advised to use our materials as guide. However, if you have a different case study, you may need to consult one of our professional writers to help you with that. Depending on similarity of the organization/industry you may modify if you wish.
We have professional writers in various disciplines. If you have a fresh topic, just click
Hire a Writer or click here to fill the form and one of our writers will contact you shortly.
Yes it is a complete research project. We ensure that our client receives complete project materials which includes chapters 1-5, full references, questionnaires/secondary data, etc.
Depending on how fast your request is acknowledged by us, you will get the complete project material withing 15-30 minutes. However, on a very good day you can still get it within 5 minutes!
What Clients Say
Our Researchers are happy, see what they are saying. Share your own experience with the world.
Be polite and honest, as we seek to expand our business and reach more people. Thank you.
Patrick
Student
All Project Materials is a website I recommend to all student and researchers within and outside the country. The web owners are doing great job and I appreciate them for that. Once again welldone.
Keneth
Student
Thank you for everything you have done so far; my communication with you, both by e-mail and whatsapp, has been the only positive point about the whole experience - you have been reliable and courteous in my research work and I sincerely appreciate that.
Adedayo
Student
I have been using you people for some time and I can say that you are good because you give me what I want, you don't disappoint. You guys to keep to the standard. You are highly recommended to serve more Researchers.
Ndubuisi
Student
I love all project materials / researchcub.
There are good and wonderful. Nice Work!