THE IMPACT OF IMPROVED CAPITALIZATION ON NIGERIAN BANKS LENDING
Type: Project Materials | Format: Ms Word | Attribute: Documentation Only | Pages: 58 Pages | Chapters: 1-5 chapters | Price: ₦ 3,000.00
2,687 marked this research material reliable.
Call or whatsapp: +2347063298784 or email: info@allprojectmaterials.com
THE IMPACT OF IMPROVED CAPITALIZATION ON NIGERIAN BANKS LENDING
ABSTRACT
The failure and weak capital base of the Nigeria banking
sector questioned the effectiveness of the sector that is seen as one of the
agent of financial stability and economic development in Nigeria. The CBN
recent reform to consolidate the banking sector through drastic increase to N25
billion as minimum capitals base has led to a remarkable reduction in the
number of banks, changed their mode of operation and their contribution to the
economy. The Central Bank of Nigeria (CBN) have infused the total sum of N600
billion ($3.96 billion) into the Nigerian banking sector to recapitalized the
banks that have been plagued with liquidity crisis and credit crunch caused by
excessive lending profligacy and corruption. The recent audits of the Nigeria
banks by the Central Banking Nigeria (CBN) have exposed the inefficiency of the
banking sector which was poorly managed. Those audit revealed that five banks
holding 30% of Nigeria deposit. Afribank, Finbank, Intercontinental bank,
Oceanic Bank and Union Bank were on the brink of collapse to reckless lending.
This research through literature review explores the effect of recapitalization
on Bank lending in Nigeria on both banks and Nigeria economy. It also posits
further that reforms of this nature are one of the ways to improve the banking
sector for financial stability and sustainable development. Hence the research
recommends that further bank reform be worked on so as to improve efficiency in
the industry for the sake of economic development.
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND O
THE STUDY
Nigeria banking sector has experienced a boom-and-burst
cycles in the past 20 – 25 years. After the implementation of the structural
adjustment programme (SAP) in 1986 and de-regulation of the financial sector,
new banks proliferated mainly driven by attractive arbitrage opportunities in
the foreign exchange market (Heiko, 2007), but prior to the de-regulation
period, financial intermediation never took off and even declined in the 1980s
and 1990’s (Capirio and Klibiel).
The sector was highly oligopolistic with remarkable features
of market concentration and leadership but noted that there are ten banks that
control more than 50% of the aggregates assets of the bank banking sector, more
than 51% of the aggregate deposites.
THE IMPACT OF IMPROVED CAPITALIZATION ON NIGERIAN BANKS LENDING
Additional Information
- The Project Material is available for download.
- The Research material is delivered within 15-30 Minutes.
- The Material is complete from Preliminary Pages to References.
- Well Researched and Approved for supervision.
- Click the download button below to get the complete project material.
Frequently Asked Questions
In-order to give you the best service available online, we have compiled frequently asked questions (FAQ) from our clients so as to answer them and make your visit much more interesting.
We are proudly Nigerians, and we are well aware of fraudulent activities that has been ongoing in the internet. To make it well known to our customers, we are geniune and duely registered with the Corporate Affairs Commission of the republic of Nigeria. Remember, Fraudulent sites can NEVER post bank accounts or contact address which contains personal information. Free chapter One is always given on the site to prove to you that we have the material. If you are unable to view the free chapter 1 send an email to
info@allprojectmaterials.com with the subject head "FREE CHAPTER 1' plus the topic. You will get a free chapter 1 within an hour. You can also
check out what our happy clients have to say.
Students are always advised to use our materials as guide. However, if you have a different case study, you may need to consult one of our professional writers to help you with that. Depending on similarity of the organization/industry you may modify if you wish.
We have professional writers in various disciplines. If you have a fresh topic, just click
Hire a Writer or click here to fill the form and one of our writers will contact you shortly.
Yes it is a complete research project. We ensure that our client receives complete project materials which includes chapters 1-5, full references, questionnaires/secondary data, etc.
Depending on how fast your request is acknowledged by us, you will get the complete project material withing 15-30 minutes. However, on a very good day you can still get it within 5 minutes!
What Clients Say
Our Researchers are happy, see what they are saying. Share your own experience with the world.
Be polite and honest, as we seek to expand our business and reach more people. Thank you.
Patrick
Student
All Project Materials is a website I recommend to all student and researchers within and outside the country. The web owners are doing great job and I appreciate them for that. Once again welldone.
Keneth
Student
Thank you for everything you have done so far; my communication with you, both by e-mail and whatsapp, has been the only positive point about the whole experience - you have been reliable and courteous in my research work and I sincerely appreciate that.
Adedayo
Student
I have been using you people for some time and I can say that you are good because you give me what I want, you don't disappoint. You guys to keep to the standard. You are highly recommended to serve more Researchers.
Ndubuisi
Student
I love all project materials / researchcub.
There are good and wonderful. Nice Work!
People also search for:
the impact of improved capitalization on nigerian banks lending, impact, improved, capitalization project topics, researchcub.info, project topic, list of project topics, project topics and materials, research project topics, covid-19 project materials, all project topics, journals, books, Academic writer, accounting project topics.
A Research proposal for the impact of improved capitalization on nigerian banks lending:
Reviews: A Review on the impact of improved capitalization on nigerian banks lending, impact, improved, capitalization project topics, researchcub.info, project topic, list of project topics, research project topics, journals, books, Academic writer.
The failure and weak capital base of the Nigeria banking sector questioned the effectiveness of the sector that is seen as one of the agent of financial stability and economic development in Nigeria. The CBN recent reform to consolidate the banking sector through drastic increase to N25 billion as minimum capitals base has led to a remarkable reduction in the number of banks, changed their mode of operation and their contribution to the economy. The Central Bank of Nigeria (CBN) have infused the total sum of N600 billion ($3.96 billion) into the Nigerian banking sector to recapitalized the banks that have been plagued with liquidity crisis and credit crunch caused by excessive lending profligacy and corruption. The recent audits of the Nigeria banks by the Central Banking Nigeria (CBN) have exposed the inefficiency of the banking sector which was poorly managed. Those audit revealed that five banks holding 30% of Nigeria deposit. Afribank, Finbank, Intercontinental bank, Oceanic Bank and Union Bank were on the brink of collapse to reckless lending. This research through literature review explores the effect of recapitalization on Bank lending in Nigeria on both banks and Nigeria economy. It also posits further that reforms of this nature are one of the ways to improve the banking sector for financial stability and sustainable development. Hence the research recommends that further bank reform be worked on so as to improve efficiency in the industry for the sake of economic de.. accounting project topics
THE IMPACT OF IMPROVED CAPITALIZATION ON NIGERIAN BANKS LENDING