THE IMPACT OF EFFICIENT SERVICE DELIVERY TO THE GROWTH AND PROFITABILITY OF BANKS A CASE STUDY OF UBA PLC. ABSTRACT
Service Delivery
firms include every other profit making organization that offers varieties of
services to the public with a view of maximizing wealth or profit. The extent
of profit maximization or the elastic limit of wealth obtainable by these firms
lay credents on the efficiency or the extent of customer relation
maintain. I n other words, that rate of
profitability index recorded by this service delivery industries is directly proportional
to the quality and intensity of services and relationship established between
them and their potential customers. This research investigation is aimed at
exposing the impacts which efficient service Delivery policies or objectives
plays to the rising of bank profitability, margins and wealth’s quotients .
Service deliver industries include, Banks insurance companies. Stock exchange
markets, finance houses, marketer, Accountants and their like but because of
sudden rise of banking activities reality, the researcher decides to build
renduts on Banking only the study a perfectly sub-divided into five main
chapters, the first chapter brings the introduction, background of study,
scope, limitation and definitions of critical terms of the study. While the
second and third chapter brings to book, the literary review historical background,
performance of banking industry and impacts of efficient service delivery
together with the research design, methodology and method of data
analysis. The last chapters five bring
the summary Recommendation, Conclusion, Area of further researchers and some
Bibliography.
TABLE OF CONTENTS
Title Page
Approval Page
ii
Dedication
iii
Acknowledgement
iv
Abstract
v
CHAPTER ONE
Introduction
1
1.1Background of the study 3
1.2 Statement of the problem 4
1.3 Objective of the study 6
1.4 Research questions 7
1.5 Significance of the study 8
1.6 Scope of the study 10
1.7 Limitation of the study 11
1.8 Definition of terms 11
CHAPTER TWO
Review of related literature 15
2.1 Historical Background of the study 18 2.2 Meaning and Definition of the
study 19
Efficient service Delivery Versus
Bank Profitability 21
Brief profile of United Bank of Africa,
Case Study
22
Financial Reforms and Nigeria financial
system
23
The performance of the Nigerian
Banking industries
25
Impacts and Benefit of Efficient service
Delivery
29
Drawback and problems of Bank service 29
Recommendation on efficient service Delivery.33
CHAPTER THREE
Research design and methodology 36
3.1Introduction
36
Research design 36
Sources/ methods of Data Collection 36
Population and sample size 36
Sample technique 36
Validity and reliability off measuring
Instrument
39
Method of Data analysis 40
CHAPTER FOUR
Presentation any Analysis of data 41
4.1Introduction 41
4.2 Presentation of Data 41
4.3 Analysis of Data 45
4.4 Interpretation of results 45
CHAPTER FIVE
Summary, Conclusion and
Recommendation 47
5.1 Introduction
47
5.2 Summary of findings 47
5.3 Conclusion
50
5.4 Recommendation 51
Bibliography
54
Appendix
55
CHAPTER ONE
INTRODUTION
The impact of
efficient service delivery to the profitability of Bank and other related
service industry can’t be re-emphases any Business organization whose work in
voles doing something, some special and unique for customers but not production
of goods is simply referred to as service delivery industry.
The globalization
trend coupled with high growth of service industries in the industrial
evolutions of 1970’s, increased competitions in the service industry including
banks such that, the lower the quality of service rendered, the lower the
customers calling and the higher the efficient of service rendered, the higher
the profitability, wealth and total number of customers calling on daily or
weekly basis.
However, in recent
times, there has been accelerated growth in the size of banking industry
despite the recapitalization of which some Bank like all state trust Bank,
Hallmark Bank, Union Bank. Etc. has been driven from the market due to their
inability to meet up with the #25Billion capital legal requirement base of the
central Bank of Nigeria.
This research was
consciously segregated in to five chapters. The introduction of the study,
Background of the study, Scope of the study, Limitations and Defination of
terms were all review at the first chapter of this study. While the review of
related literature, Historical background of the study, performance of banking sector, working
capital management, profitability verses risk trade off and the impact of efficient
service Delivery of Banks were equally renewed at chapter two. On the third and
fourth chapter of the study, welcomes the research design, research
methodology, Method of Data analysis, presentation of Data analysis of data and
interpretation of findings or result. The last chapter of this study focused on
the summary of findings, conclusion, recommendation, area for further research
and reference from which both secondary and primary information came from.
A Research proposal for the impact of efficient service delivery to the growth and profitability of banks a case study of uba plc.:
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Service Delivery firms include every other profit making organization that offers varieties of services to the public with a view of maximizing wealth or profit. The extent of profit maximization or the elastic limit of wealth obtainable by these firms lay credents on the efficiency or the extent of customer relation maintain. I n other words, that rate of profitability index recorded by this service delivery industries is directly proportional to the quality and intensity of services and relationship established between them and their potential customers. This research investigation is aimed at exposing the impacts which efficient service Delivery policies or objectives plays to the rising of bank profitability, margins and wealth’s quotients . Service deliver industries include, Banks insurance companies. Stock exchange markets, finance houses, marketer, Accountants and their like but because of sudden rise of banking activities reality, the researcher decides to build renduts on Banking only the study a perfectly sub-divided into five main chapters, the first chapter brings the introduction, background of study, scope, limitation and definitions of critical terms of the study. While the second and third chapter brings to book, the literary review historical background, performance of banking industry and impacts of efficient service delivery together with the research design, methodology and method of data analysis. The last chapters five bring the summary Recomm.. accounting project topics
THE IMPACT OF EFFICIENT SERVICE DELIVERY TO THE GROWTH AND PROFITABILITY OF BANKS A CASE STUDY OF UBA PLC.