THE EFFECT OF BANK RECAPITALIZATION ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

TABLE OF CONTENT

TITLE PAGE

CERTIFICATION

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

LIST OF TABLE

LIST OF FIGURES

CHAPTER ONE

1.1           INTRODUCTION

1.2           BACKGROUND OF THE STUDY

1.3           STATEMENT OF THE STUDY

1.4           RESEARCH QUESTIONT

1.5           OBJECTIVES OF THE STUDY

1.6           SIGNIFICANCE OF THE STUDY

1.7           STATEMENT OF THE HYPOTHESIS

1.8           JUSTIFICATION OF THE STUDY

1.9           SCOPE OF THE STUDY

1.10     DEFINITION OF TERMS

CHAPTER TWO – LITERATURE REVIEW

2.1    INTRODUCTION

2.2    SMALL AND MEDIUM ENTERPRISES EQUITY INVESTMENT SCHEME

2.3    BENEFITS OF BANK RECAPITALIZATION TO SMEs

2.4     CONTRIBUTION OF BANK RECAPITALIZATION IN THE PROMOTION OF SMEs

2.5    ADVANTAGES OF RECAPITALIZATION ON SMEs

2.6    DISADVANTAGES OF BANK RECAPITALIZATION ON SMEs

2.7    SOURCES OF FINANCING SMEs

2.8    THE GROWTH OF SMALL SCALE INDUSTRIES AND CONTRIBUTIVE SCHEME

2.9    DEVELOPMENT OF NIGERIAN MONEY DEPOSITE BANKS AND THE CONSOLIDATION OF THE SECTOR

CHAPTER THREE

RESEARCH METHODOLOGY

3.1    INTRODUCTION

3.2    AREA OF STUDY

3.3    RESEARCH DESIGN

3.4    POPULATION OF STUDY

3.5    SAMPLE SIZE

3.6    SAMPLE/SAMPLING TECHNIQUE

3.7    RESEARCH INSTRUMENT AND INSTRUMENTATION

3.8    VALIDATION OF THE INSTRUMENT

3.9    ADMINISTATION OF THE STUDY

3.10  METHOD OF DATA ANALYSIS

3.11  LIMITATION OF THE STUDY

CHAPTER FOUR –DATA, ANALYSIS, FINDINGS AND DISCUSSION

4.1    DATA PRESENTATION AND ANALYSIS

4.2    RESEARCH FINDINGS

4.3    DISCUSSION OF FINDINGS

CHAPTER FIVE- SUMMARY, CONCLUTION, RECOMMENDATIONS

5.1    SUMMARY OF FINDINGS

5.2    CONCLUTION

5.3    RECOMMENDATION

5.4    PROPOSAL FOR FUTHER STUDIES

REFERENCES

ABSTRACT

This study was on the study of recapitalized commercial banks and their SME customers in Nigeria. This study was guided by the following objectives; to determine the relationship between Commercial Banks and the performance Small Business Entrepreneurs in Nigeria. To determine whether bank recapitalization led to increase in funds for financing SMEs. To examine the accessibility of Small and Medium Enterprise Equity Investment Scheme (SMEEIS) funds to SMEs. The study employed the descriptive and explanatory design; questionnaires in addition to library research were applied in order to collect data. Primary and secondary data sources were used and data was analyzed using the chi-square statistical tool at 5% level of significance which was presented in frequency tables and percentage. The respondents under the study were 60 SME owners Port Harcourt branch.

The study findings revealed that there is a negative significant relationship between commercial banks and the performance of small business owners in Nigeria; based on the findings from the study, the Nigerian banks and indeed all stakeholders should improve on the funds made available to SMEs in Nigeria.