BUDGET AND BUDGETARY CONTROL IN THE BANKING INDUSTRY (A CASE STUDY OF ACCESS BANK PLC)

BUDGET AND BUDGETARY CONTROL IN THE BANKING INDUSTRY (A CASE STUDY OF ACCESS BANK PLC)


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BUDGET AND BUDGETARY CONTROL IN THE BANKING INDUSTRY (A CASE STUDY OF ACCESS BANK PLC)

PROJECT TOPICS AND MATERIALS ON BUDGET AND BUDGETARY CONTROL IN THE BANKING INDUSTRY (A CASE STUDY OF ACCESS BANK PLC)


ABSTRACT

The research topic The Impact of Budgeting and Budgetary Control System in the Banking Industry: A Case Study of First Bank of Nigeria Plc was critically examined during the research work from the data obtained so far analysis has shown that budgeting and budgetary control system cannot be overlook in the banking industry.

It is well known that decision making· determines the life span of any organization and the ability of management to take the right decision will steer it to the peak of success. The banking industry has witnessed in recent times a drastic change in some of the banking activities resulting from' economic meltdown and from bad management decision making. This study sought to analyze the situation so as to determine the effect of budgetary control in place by the management.

The staff of first bank Pic 'Was the sample population of the study. The sample population constituted of 70 staff of the bank but only 67 returned their questionnaires, which was used for the analysis.

The chi-square test was applied to the data obtained' from the questionnaire administered. It was gathered from the results that budgeting and budgetary control requires the support of top management which shows poor implementation of budgeting and budgetary control should rest on management of such organization.

Moreso, it has been shown that adequate measures should be taken by any bank before formulating, evaluating and implementing the buggetting and budgetary control system. The measure shall include syndication, synergy and benchmarking.

In addition, safety, suitability, profitability, method and techniques and SWOT analyses must be considered. Apart from the aforementioned, the banks also assist in growth and development to establish efficient management structures and controls. They also provide corporate financial advice such as capital restructuring and project financing services.

It was mainly recommended that there should be clear cut definition of corporate objectives arid appropriate' accounting and information system, which can help companies in the private sectors to have effective budgetary system.

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The research topic The Impact of Budgeting and Budgetary Control System in the Banking Industry: A Case Study of First Bank of Nigeria Plc was critically examined during the research work from the data obtained so far analysis has shown that budgeting and budgetary control system cannot be overlook in the banking industry. It is well known that decision making· determines the life span of any organization and the ability of management to take the right decision will steer it to the peak of success. The banking industry has witnessed in recent times a drastic change in some of the banking activities resulting from' economic meltdown and from bad management decision making. This study sought to analyze the situation so as to determine the effect of budgetary control in place by the management. .. accounting project topics

BUDGET AND BUDGETARY CONTROL IN THE BANKING INDUSTRY (A CASE STUDY OF ACCESS BANK PLC)

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