ABSTRACT
This research work is an attempt to analyse and find out the PROBLEMS AND PROSPECTS OF ELECTRONIC BANKING IN NIGERIA.
The researcher general towards explaining what electronic Banking is
all about and when it was introduce into Nigeria. The researcher also
explained the services and the features of electronic banking in
Nigeria. Through some of the information is between the Bankers and
their customer, the Researcher was able to bring some of them out.
Finally, the information contained in this project writing will
educate some ignorant people, concerning how they can transact business
with their bankers on their customers through electronic device.
TABLE OF CONTENTS
i. The Title page
ii. Approval page
iii. Dedication
iv. Acknowledge
v. Abstract
vi. Table of content
CHAPTER ONE
INTRODUCTION
1.1 Background of The Study
1.2 Statement of problem
1.3 Purpose of the study
1.4 Research question
1.5 Research Hypothesis
1.6 Scope of study
1.7 Limitation of the study
1.8 Significance of the study
CHAPTER TWO
2.1 Review of Related studies
2.2 Meaning of Electronic Banking
2.3 Features of electronic Banking
2.4 Services of Electronic Banking
2.5 Electronic payment system
2.6 Problems of Electronic Banking
2.7 Policy issues Raised by the Development of E-Banking
CHAPTER THREE
RESEARCH METHODOLOGY
1.1 Research Design
1.2 Sources of Data
1.3 Location of Data
1.4 Method of Data Collection
1.5 Tools of Analysis
CHAPTER FOUR
Presentation and analysis of data
CHAPTER FIVE
SUMMARY, CONCLUSION, RECOMMENDATION AND BIBLIOGRAPHY
5.1 Summary
5.2 Conclusion
5.3 Recommendation
5.4 Bibliography
CHAPTER ONE
INTRODUCTION
1.1 BANCKGROUND OF STUDY
Bank have traditionally been in the forefront of harnessing
technology to improve their products and services. They have over the
time, been using electronic and telecommunication networks for
delivering a wide range of value added products and services.
The delivery channel include telephone personal computers including
Automated Teller Machine (ATM) first introduced in Nigeria by society
Generale Bank etc with the popularity of personal computers, easy access
to the internet and world-wide web (WWW), internet is increasingly used
by banks as a channel of delivering the products. And services too the
numerous customers. Virtually almost all banks in Nigeria have a web
presence.
This form of banking is referred to as internet banking which is
generally part of electronic banking (e-banking). The main difference
being that tin internet banking, the delivery channel is a public
demand. It offers different online services like balance inquiry,
request for cheque books, recording stop payment instructions, balance
transfer instructions, accounts opening and other form of traditional
banking services. In the banking and financial services internet
banking is a product of electronic commerce/banking.
Electronic Banking on the other hand is any type of business
transaction that involves the transfer of information across the
Internet it involves