IMPACTS OF EFFECTIVE FINANCING OF SMALL BUSINESS ENTERPRISES ON NATIONAL ECONOMIC DEVELOPMENT (CASE STUDY OF NIGERIA)
ABSTRACT
In view of the importance of SMEs,
government has been playing an appreciative role in promoting their
survival and growth, various policies towards this has enunciated plan
and the ongoing three year rolling plan, priority was accorded
industrialization with emphasis on SMEs.
Thus, it has been stated that the
panacea for solving the problem of stunted economic growth of developing
countries often reside in the adequate funding and development of the
Small and Medium Scale Enterprises (SMEs).
Analyst have therefore continued to
posit that Nigeria will continue to, remain in a state of
underdevelopment unless concerted efforts are made to achieve growth in
the SMEs .because the lack of development in this sector has 'continued
to keep the Nigerian economy, in the woods. One of the major impediments
to the growth and development of this sub-sector is lack of adequate
finding.
The survey research design was employed
in this study and the questionnaire was the main research instrument. A
total of 50 respondents make up the sample size of the study. Thus
various statistical tools were used to analyze the data collected. A
statistical tool used was mean and standard deviation. Hence the finding
of the study shows that the rationale for promoting SMEs has given as
their ability to make efficient use of resource employment, mobilize
domestic savings for investment and it is recommended that: The
government in conjunction with banks and professional associations
should help the business to sign post the path to improved methods of
marketing.
TABLE OF CONTENT
CHAPTER ONE
1.1 Background to the Study
1.2 Statement of Problems
1.3 Objectives of Study
1.4 Research questions
1.5 Research Hypothesis
1.6 Significance of Study
1.7 Scope and Limitation Of Study
1.8 Research Methodology
1.9 Definitions of Terms
1.10 Summary of Subsequent Chapters
CHAPTER TWO: LITERATURE REVIEW
2.0 Introduction
2.1 Conceptual Clarifications
2.2 Banking Sector Reforms
2.3 Post - Banking Sector Consolidation
2.4 Nigerian Banks and the Problem of Financing Smes
2.5 Government Involvement .In Development of Small and Medium Scale Enterprises
2.6 Definition of Small and Medium Scale Enterprises
2.7 Government Agencies as Source of Finance
2.8 Survival Strategies for Small Scale Business in Nigeria
2.9 Sources of Finance and Funding Of Small and Medium Scale Enterprises in Nigeria
2.10 The Role of Banks in Providing Debt Finance to SMES
2.11 Survival Strategies for Small Scale Business in Nigeria
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Introduction
3.2 Research Design
3.3 Re-Statement of Research Questions
3.4 Re-Statement of Research Hypothesis
3.5 Characteristics of the Study Population
3.6 Sampling Design and Procedure
3.7 Data Collection Instrument.
3.8 Administration of Data Collection Instrument
3.9 Procedure for Analysing Collected Data
3.10 Limitations of Methodology
CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.0 Introduction
4.1 Data Presentation and Analysis
4.2 Analysis of Respondents
4.3 Test of Hypothesis
CHAPTER FIVE: CONCLUSION
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation
Biography
Questionnaire