METHODS OF CREDIT CONTROL IN COMMERCIAL BANKS IN NIGERIA ( A CASE STUDY OF UNION BANK, PLC)
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METHODS OF CREDIT CONTROL IN COMMERCIAL BANKS IN NIGERIA ( A CASE STUDY OF UNION BANK, PLC)


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METHODS OF CREDIT CONTROL IN COMMERCIAL BANKS IN NIGERIA ( A CASE STUDY OF UNION BANK, PLC)
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TABLE OF CONTENT

Title page                                                                         i

Declaration                                                                      ii

Approval page                                                                  iii

Dedication                                                                       iv

Acknowledgment                                                             v

Abstract                                                                           vi

Table of content                                                               vii

CHAPTER ONE

    1. Introduction                                                             1
    2. Brief historical background                                     4
    3. Statement of the problem                                                5
    4. Purpose of the objectives of the study                      6
    5. Scope and delimitation                                            7
    6. Research questions                                                  7
    7. Definition of terms                                                   8

CHAPTER TWO

    1. Literature review                                                      12
    2. Loans and advances                                                        12
    3. Maturity pattern of bank loan and advances           16
    4. Pattern of credit collateral securities                        18
    5. The need for credit control                                       20
    6. Basic principles of lending                                       22
    7. Credit risk management                                          24

CHAPTER THREE

    1.  Introduction                                                            30
    2. Research methodology                                             30   
    3. Methods of Data collection                                      32
    4. Sources of data                                                        34
    5. Types of data                                                           36
    6. Summary and conclusion                                        37

CHAPTER FOUR

    1. Introduction                                                             38
    2. Presentation of data                                                 38   
    3. data of Analysis Methods of controlling

credit in bank                                                          42

    1. Research findings                                                    44
    2. First bank credit repayment or recovering                       50
    3. Commencement of recovery process                                53           

CHAPTER FIVE

    1. Summary conclusion and recommendation            55
    2. Introduction                                                             55
    3. Limitation of the study                                             57   
    4. Recommendations                                                   59
    5. Summary of the study                                             62

Bibliography                                                            63

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