ELECTRONIC BANKING AS AN AID TO COMMERCIAL BANK OPERATIONS IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA)
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ELECTRONIC BANKING AS AN AID TO COMMERCIAL BANK OPERATIONS IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA)
PROJECT TOPICS AND MATERIALS ON ELECTRONIC BANKING AS AN AID TO COMMERCIAL BANK OPERATIONS IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA)
Abstract
This study examines critically Electronic Banking as an Aid to
Commercial Bank Operations in Nigeria, using first bank as a case study.
Electronic banking (e-banking) has brought about a revolution in the
functioning of banks as it offers major opportunities to banks and their
customers. This has made the transition to electronic banking a
necessity for banks in order to be viable. Despite its benefits,
developing countries still lag behind in the adoption of electronic
banking. Due to emergence of global economy, e-business has increasingly
become a necessary component of business strategy and a strong catalyst
for economic development. E-banking has become popular because of its
convenience and flexibility, and also transaction related benefits like
speed, efficiency, accessibility, etc. The customers (respondents)
perception is that e-banking provides convenience and flexible
advantages. It also provides transaction related benefits like easy
transfer, speedy transaction, less cost and time saving. The researcher
used primary and secondary methods of data collection to gather the
needed data. The data obtained through questionnaires were presented in
tables and analyzed using the simple percentage. The findings have also
shown that factors which militate against successful effectiveness of
electronic banking on bank growth and development are: power supply
fluctuates, slow down in operation and poor network. The study
recommends that Banks need to well package and market E-banking Products
and services effectively to customers to close the seemingly knowledge
gap that exists among the populace with regard to the benefits that can
be derived from the services.
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This study examines critically Electronic Banking as an Aid to Commercial Bank Operations in Nigeria, using first bank as a case study. Electronic banking (e-banking) has brought about a revolution in the functioning of banks as it offers major opportunities to banks and their customers. This has made the transition to electronic banking a necessity for banks in order to be viable. Despite its benefits, developing countries still lag behind in the adoption of electronic banking. Due to emergence of global economy, e-business has increasingly become a necessary component of business strategy and a strong catalyst for economic development. E-banking has become popular because of its convenience and flexibility, and also transaction related benefits like speed, efficiency, accessibility, etc. The customers (respondents) perception is that e-banking provides convenience and flexible advantages... banking and finance project topics
ELECTRONIC BANKING AS AN AID TO COMMERCIAL BANK OPERATIONS IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA)