PROSPECTS AND CHALLENGES OF MOBILE BANKING IN NIGERIA
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PROSPECTS AND CHALLENGES OF MOBILE BANKING IN NIGERIA
PROJECT TOPICS AND MATERIALS ON PROSPECTS AND CHALLENGES OF MOBILE BANKING IN NIGERIA
ABSTRACT
Today, the advancement of mobile technologies has provided an
opportunity for financial service providers in introducing new financial
innovations. One of the emerging financial innovations introduced by
financial providers is mobile banking or m-banking. This study evaluates
the customer’s perspective of the adoption or introduction of m-banking
in Nigeria. Questionnaires were administered to customers of banks to
obtain their perspective on m-Banking. A sample of 100 students
(customers) selected at random were employed for this study. The
customer’s perception was found to be overwhelmingly positive. The most
appreciated feature was ubiquity and the overview over bank account.
Fast reaction to market developments often cited as one of the most
attractive feature of mobile banking did not find high appreciation.
Several factors including technical and security standards, regulatory
and supervisory issues and business and legal issues were found to be
the main factors that might hinder mobile banking implementation in
Nigeria. Connectivity and secure communication platform and encrypted
messaging system were found to be the factors that would enhance mobile
banking implementation in Nigeria.
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Today, the advancement of mobile technologies has provided an opportunity for financial service providers in introducing new financial innovations. One of the emerging financial innovations introduced by financial providers is mobile banking or m-banking. This study evaluates the customer’s perspective of the adoption or introduction of m-banking in Nigeria. Questionnaires were administered to customers of banks to obtain their perspective on m-Banking. A sample of 100 students (customers) selected at random were employed for this study. The customer’s perception was found to be overwhelmingly positive. The most appreciated feature was ubiquity and the overview over bank account. Fast reaction to market developments often cited as one of the most attractive feature of mobile banking did not find high appreciation. .. banking and finance project topics
PROSPECTS AND CHALLENGES OF MOBILE BANKING IN NIGERIA